:root {
  --color-cream: #f7f2e8;
  --color-soft-white: #fffdf8;
  --color-white: #ffffff;
  --color-sage: #6f8367;
  --color-sage-light: #dfe7d8;
  --color-olive: #465c3f;
  --color-gold: #b9872e;
  --color-charcoal: #22302d;
  --color-muted: #6d756c;
  --color-border: #e4ded0;
  --shadow-soft: 0 18px 45px rgba(50, 57, 45, 0.11);
  --shadow-hover: 0 24px 60px rgba(50, 57, 45, 0.16);
  --radius-card: 18px;
  --radius-small: 12px;
  --font-heading: Georgia, "Times New Roman", serif;
  --font-body: Inter, "Segoe UI", Arial, sans-serif;
  --shell: 1180px;
}

* {
  box-sizing: border-box;
}

[hidden] {
  display: none !important;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  background: var(--color-cream);
  color: var(--color-charcoal);
  font-family: var(--font-body);
  font-size: 16px;
  line-height: 1.7;
}

/* Secure client-file workflow */
.secure-upload-page,
.client-files-admin-page {
  min-height: 70vh;
  background: var(--color-cream);
}

.shell.secure-upload-shell,
.shell.client-files-admin-shell {
  width: min(calc(100% - 32px), 920px);
}

.secure-upload-heading,
.client-files-admin-heading {
  max-width: 760px;
  margin-bottom: 38px;
}

.secure-upload-heading h1,
.client-files-admin-heading h1 {
  margin-block: 8px 16px;
  font-size: clamp(2.5rem, 7vw, 4.8rem);
  line-height: 1.02;
}

.secure-upload-card,
.client-admin-login,
.client-admin-password,
.client-request-create,
.generated-upload-link,
.client-request-card {
  border: 1px solid var(--color-border);
  border-radius: var(--radius-card);
  background: var(--color-soft-white);
  box-shadow: var(--shadow-soft);
}

.secure-upload-card,
.client-admin-login,
.client-admin-password,
.client-request-create,
.generated-upload-link {
  padding: clamp(24px, 5vw, 46px);
}

.secure-upload-card h2,
.client-files-admin-page h2,
.client-files-admin-page h3 {
  margin-top: 0;
}

.secure-upload-card form {
  display: grid;
  gap: 16px;
}

.secure-upload-card label,
.generated-upload-link label {
  font-weight: 700;
}

.secure-upload-card input[type="file"],
.generated-upload-link input {
  width: 100%;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-small);
  background: var(--color-white);
  color: var(--color-charcoal);
  padding: 14px;
}

.secure-upload-card input[type="file"]:focus,
.generated-upload-link input:focus {
  outline: 3px solid rgba(111, 131, 103, 0.22);
  border-color: var(--color-sage);
}

.secure-file-list {
  display: grid;
  gap: 6px;
  margin: 0;
  padding-left: 22px;
  color: var(--color-muted);
}

.secure-upload-privacy {
  margin-block: 8px;
  border-left: 3px solid var(--color-gold);
  background: var(--color-sage-light);
  padding: 18px 20px;
}

.secure-upload-privacy h3,
.secure-upload-privacy p:last-child {
  margin-bottom: 0;
}

.turnstile-wrap {
  min-height: 70px;
}

.form-status.is-error {
  color: #8c2f28;
  font-weight: 700;
}

.client-admin-login,
.client-admin-password {
  max-width: 600px;
}

.client-admin-recovery-link {
  justify-self: start;
  border: 0;
  padding: 0.35rem 0;
  background: transparent;
  color: var(--color-olive);
  font: inherit;
  text-decoration: underline;
  text-underline-offset: 0.2em;
  cursor: pointer;
}

.client-admin-recovery-link:hover,
.client-admin-recovery-link:focus-visible {
  color: var(--color-gold);
}

.client-files-admin-page .contact-form {
  margin-bottom: 34px;
}

.client-admin-toolbar,
.client-request-list-heading,
.client-request-card-heading,
.client-request-file-row,
.client-request-actions,
.generated-link-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
}

.client-admin-toolbar,
.client-request-list-heading {
  margin-bottom: 18px;
}

.client-admin-toolbar h2,
.client-request-list-heading h2,
.client-request-card-heading h3 {
  margin-bottom: 0;
}

.generated-upload-link {
  margin-bottom: 38px;
}

.generated-link-row input {
  min-width: 0;
}

.client-request-list {
  display: grid;
  gap: 22px;
}

.client-request-card {
  padding: 26px;
}

.client-request-status {
  flex: 0 0 auto;
  border-radius: 999px;
  background: var(--color-sage-light);
  color: var(--color-olive);
  font-size: 0.78rem;
  font-weight: 800;
  text-transform: uppercase;
  padding: 5px 10px;
}

.client-request-files {
  display: grid;
  gap: 10px;
  margin-block: 20px;
  border-block: 1px solid var(--color-border);
  padding-block: 16px;
}

.client-request-file-row strong,
.client-request-file-row span {
  display: block;
}

.client-request-file-row span {
  color: var(--color-muted);
  font-size: 0.9rem;
}

.button.button-danger {
  border-color: #a55249;
  background: transparent;
  color: #7a2924;
}

.button.button-danger:hover,
.button.button-danger:focus-visible {
  background: #fff0ed;
}

@media (max-width: 680px) {
  .secure-upload-page,
  .client-files-admin-page {
    padding-top: 54px;
  }

  .client-admin-toolbar,
  .client-request-list-heading,
  .client-request-card-heading,
  .client-request-file-row,
  .client-request-actions,
  .generated-link-row {
    align-items: stretch;
    flex-direction: column;
  }

  .client-admin-toolbar .button,
  .client-request-list-heading .button,
  .client-request-file-row .button,
  .client-request-actions .button,
  .generated-link-row .button {
    width: 100%;
  }
}

img {
  display: block;
  max-width: 100%;
}

a {
  color: inherit;
  text-decoration: none;
}

button,
input {
  font: inherit;
}

.shell {
  width: min(calc(100% - 32px), var(--shell));
  margin-inline: auto;
}

.section {
  padding: 88px 0;
}

.skip-link {
  position: absolute;
  top: 12px;
  left: 12px;
  z-index: 20;
  transform: translateY(-160%);
  border-radius: var(--radius-small);
  background: var(--color-charcoal);
  color: var(--color-white);
  padding: 10px 14px;
}

.skip-link:focus {
  transform: translateY(0);
}

.sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 10;
  background:
    linear-gradient(180deg, rgba(247, 242, 232, 0.98), rgba(247, 242, 232, 0.88));
  backdrop-filter: blur(18px);
  border-bottom: 1px solid rgba(228, 222, 208, 0.72);
  transition: background 180ms ease, border-color 180ms ease, box-shadow 180ms ease;
}

.site-header.is-scrolled {
  background:
    linear-gradient(180deg, rgba(255, 253, 248, 0.98), rgba(247, 242, 232, 0.94));
  border-color: var(--color-border);
  box-shadow: 0 10px 30px rgba(34, 48, 45, 0.06);
}

.nav {
  min-height: 108px;
  display: grid;
  grid-template-columns: 286px 1fr auto;
  align-items: center;
  gap: 28px;
}

.brand {
  display: inline-flex;
  align-items: center;
  width: fit-content;
  border: 1px solid rgba(228, 222, 208, 0.82);
  border-radius: 20px;
  background: rgba(255, 253, 248, 0.58);
  padding: 8px 14px;
  box-shadow: inset 0 1px 0 rgba(255, 255, 255, 0.72), 0 12px 28px rgba(50, 57, 45, 0.07);
}

.brand img {
  width: 244px;
  height: auto;
  mix-blend-mode: multiply;
}

.nav-menu {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 26px;
  color: var(--color-charcoal);
  font-size: 0.95rem;
}

.nav-menu a {
  border-bottom: 2px solid transparent;
  padding: 8px 0;
}

.nav-menu a:hover,
.nav-menu a:focus-visible {
  border-color: var(--color-gold);
}

.nav-toggle {
  display: none;
  width: 44px;
  height: 44px;
  border: 1px solid var(--color-border);
  border-radius: 50%;
  background: var(--color-soft-white);
  align-items: center;
  justify-content: center;
  gap: 4px;
  flex-direction: column;
}

.nav-toggle span:not(.sr-only) {
  width: 18px;
  height: 2px;
  background: var(--color-charcoal);
}

.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 48px;
  border: 1px solid transparent;
  border-radius: 999px;
  padding: 12px 22px;
  font-weight: 700;
  line-height: 1.1;
  transition: transform 180ms ease, background 180ms ease, box-shadow 180ms ease;
}

.button:hover,
.button:focus-visible {
  transform: translateY(-2px);
}

.button-primary {
  background: var(--color-olive);
  color: var(--color-white);
  box-shadow: 0 14px 26px rgba(70, 92, 63, 0.22);
}

.button-primary:hover,
.button-primary:focus-visible {
  background: #354a31;
}

.button-secondary {
  background: var(--color-soft-white);
  color: var(--color-olive);
  border-color: var(--color-sage);
}

.button-small {
  min-height: 42px;
  padding: 10px 18px;
  font-size: 0.92rem;
}

.hero {
  padding-top: 44px;
}

.hero-grid {
  display: grid;
  grid-template-columns: minmax(0, 0.9fr) minmax(360px, 1.1fr);
  align-items: center;
  gap: 48px;
}

.hero-copy {
  max-width: 680px;
}

@media (min-width: 981px) {
  .hero {
    padding-top: clamp(24px, 5vh, 44px);
    padding-bottom: clamp(32px, 8vh, 72px);
  }

  .hero-copy h1 {
    font-size: clamp(3.25rem, min(5.6vw, 10.5vh), 5.75rem);
    line-height: 0.94;
  }

  .hero-mission {
    margin-top: clamp(14px, 2.5vh, 24px);
  }

  .hero-welcome {
    margin-top: clamp(10px, 2vh, 18px);
  }
}

@media (min-width: 981px) and (max-height: 760px) {
  .hero-media img {
    height: clamp(290px, calc(100vh - 275px), 460px);
    aspect-ratio: auto;
  }
}

.eyebrow {
  margin: 0 0 12px;
  color: var(--color-olive);
  font-size: 0.78rem;
  font-weight: 800;
  letter-spacing: 0;
  text-transform: uppercase;
}

h1,
h2,
h3 {
  margin: 0;
  font-family: var(--font-heading);
  font-weight: 500;
  line-height: 1.05;
}

h1 {
  font-size: clamp(3rem, 7vw, 6.8rem);
}

h2 {
  font-size: clamp(2rem, 4vw, 4.2rem);
}

h3 {
  font-size: 1.55rem;
}

.hero-text {
  max-width: 620px;
  margin: 24px 0 0;
  color: var(--color-muted);
  font-size: 1.17rem;
}

.hero-mission {
  color: var(--color-olive);
  font-size: clamp(1.18rem, 2vw, 1.42rem);
  font-weight: 750;
  line-height: 1.5;
}

.hero-welcome {
  max-width: 560px;
  margin: 18px 0 0;
  color: var(--color-charcoal);
  font-family: var(--font-heading);
  font-size: clamp(1.35rem, 2.5vw, 1.9rem);
  line-height: 1.25;
}

.button-row {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  margin-top: 34px;
}

.hero-media {
  margin: 0;
  border-radius: 22px;
  overflow: hidden;
  box-shadow: var(--shadow-soft);
  background: var(--color-soft-white);
}

.hero-media img {
  width: 100%;
  aspect-ratio: 4 / 3;
  object-fit: cover;
}

.welcome-section {
  padding-top: 36px;
}

.welcome-panel {
  display: grid;
  grid-template-columns: 0.85fr 1.15fr;
  gap: 38px;
  align-items: start;
  border: 1px solid var(--color-border);
  border-radius: 24px;
  background: rgba(255, 253, 248, 0.76);
  box-shadow: 0 14px 36px rgba(50, 57, 45, 0.08);
  padding: 34px;
}

.welcome-panel p:not(.eyebrow) {
  margin: 0;
  color: var(--color-muted);
  font-size: 1.05rem;
}

.intro-band {
  background: var(--color-soft-white);
  border-block: 1px solid var(--color-border);
}

.intro-grid {
  display: grid;
  grid-template-columns: 0.95fr 1.05fr;
  gap: 42px;
  align-items: start;
}

.intro-grid p:last-child {
  margin: 0;
  color: var(--color-muted);
  font-size: 1.08rem;
}

.section-heading {
  max-width: 760px;
  margin-bottom: 34px;
}

.section-heading p:last-child {
  margin: 18px 0 0;
  color: var(--color-muted);
  font-size: 1.05rem;
}

.split-heading {
  max-width: var(--shell);
  display: flex;
  align-items: end;
  justify-content: space-between;
  gap: 24px;
}

.split-heading > div {
  max-width: 760px;
}

.text-link {
  color: var(--color-olive);
  font-weight: 800;
  border-bottom: 2px solid var(--color-gold);
  white-space: nowrap;
}

.category-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 26px;
}

.category-grid > .category-card-mobile-tools,
.homepage-tools-mobile {
  display: none;
}

.category-card,
.tool-card,
.article-card {
  border: 1px solid var(--color-border);
  border-radius: var(--radius-card);
  background: var(--color-white);
  box-shadow: 0 10px 30px rgba(50, 57, 45, 0.07);
  transition: transform 180ms ease, box-shadow 180ms ease, border-color 180ms ease;
}

.category-card:hover,
.category-card:focus-visible,
.tool-card:hover,
.article-card:hover {
  transform: translateY(-4px);
  border-color: rgba(111, 131, 103, 0.42);
  box-shadow: var(--shadow-hover);
}

.category-card:focus-visible {
  outline: 3px solid rgba(185, 135, 46, 0.52);
  outline-offset: 4px;
}

.category-card {
  position: relative;
  min-height: 360px;
  display: flex;
  flex-direction: column;
  overflow: hidden;
  padding: 26px;
  cursor: pointer;
}

.category-card::before {
  content: "";
  position: absolute;
  inset: 0;
  z-index: 0;
  background: linear-gradient(180deg, rgba(34, 48, 45, 0.05), rgba(34, 48, 45, 0.78));
}

.category-card::after {
  content: "";
  position: absolute;
  inset: 12px;
  z-index: 0;
  border: 1px solid rgba(255, 255, 255, 0.45);
  border-radius: 14px;
  pointer-events: none;
}

.category-card-photo > img {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  z-index: 0;
  transform: scale(1.01);
  transition: transform 240ms ease;
}

.category-card-photo:hover > img {
  transform: scale(1.04);
}

.category-card-featured {
  grid-column: span 2;
}

.card-icon {
  width: 62px;
  height: 62px;
  border: 1px solid rgba(111, 131, 103, 0.22);
  border-radius: 18px;
  display: grid;
  place-items: center;
  margin-bottom: 28px;
  background: rgba(255, 253, 248, 0.9);
  color: var(--color-olive);
  box-shadow: inset 0 1px 0 rgba(255, 255, 255, 0.8), 0 10px 22px rgba(70, 92, 63, 0.1);
}

.card-icon svg {
  width: 31px;
  height: 31px;
  fill: none;
  stroke: currentColor;
  stroke-width: 1.8;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.category-card h3,
.category-card p,
.category-card .category-link,
.category-card .card-icon {
  position: relative;
  z-index: 2;
}

.category-card h3 {
  margin-top: auto;
  color: var(--color-white);
  font-size: clamp(1.65rem, 3vw, 2.2rem);
}

.category-card p {
  max-width: 92%;
  color: rgba(255, 255, 255, 0.86);
}

.tool-card p,
.article-card p {
  color: var(--color-muted);
}

.category-card .category-link {
  margin-top: auto;
  color: var(--color-white);
  font-weight: 800;
}

.tool-card a {
  margin-top: auto;
  color: var(--color-olive);
  font-weight: 800;
}

.search-section {
  padding: 42px 0;
}

.search-panel,
.newsletter-panel {
  border-radius: 24px;
  background: var(--color-soft-white);
  border: 1px solid var(--color-border);
  box-shadow: var(--shadow-soft);
  padding: 38px;
}

.search-panel {
  display: grid;
  gap: 22px;
}

.search-form,
.newsletter-form {
  display: flex;
  gap: 12px;
}

.search-form input,
.newsletter-form input {
  min-width: 0;
  width: 100%;
  border: 1px solid var(--color-border);
  border-radius: 999px;
  background: var(--color-white);
  color: var(--color-charcoal);
  padding: 14px 18px;
}

.search-form input:focus,
.newsletter-form input:focus {
  outline: 3px solid rgba(111, 131, 103, 0.22);
  border-color: var(--color-sage);
}

.newsletter-form {
  flex-wrap: wrap;
}

.newsletter-form input:disabled,
.newsletter-form button:disabled {
  cursor: not-allowed;
  opacity: 0.68;
}

.form-status {
  flex-basis: 100%;
  margin: 2px 0 0;
  color: var(--color-muted);
  font-size: 0.9rem;
}

.contact-layout {
  display: grid;
  grid-template-columns: minmax(0, 0.8fr) minmax(0, 1.2fr);
  gap: clamp(44px, 7vw, 100px);
  align-items: start;
}

.contact-intro { max-width: 520px; }

.contact-intro h1,
.contact-confirmation h1 { margin: 8px 0 22px; }

.contact-form {
  display: grid;
  gap: 10px;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-small);
  background: var(--color-white);
  box-shadow: var(--shadow-soft);
  padding: clamp(24px, 4vw, 42px);
}

.contact-form label {
  margin-top: 8px;
  color: var(--color-charcoal);
  font-weight: 700;
}

.contact-form input,
.contact-form textarea,
.contact-form select {
  width: 100%;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-small);
  background: var(--color-cream);
  color: var(--color-charcoal);
  padding: 13px 14px;
  font: inherit;
}

.contact-form textarea { resize: vertical; }

.character-counter {
  justify-self: end;
  margin: -2px 2px 2px;
  color: var(--color-muted);
  font-size: 0.82rem;
  line-height: 1.4;
}

.contact-form input:focus,
.contact-form textarea:focus,
.contact-form select:focus {
  outline: 3px solid rgba(111, 131, 103, 0.22);
  border-color: var(--color-sage);
}

.contact-form .button {
  justify-self: start;
  margin-top: 8px;
}

.form-privacy {
  margin: 12px 0 0;
  color: var(--color-muted);
  font-size: 0.92rem;
}

.form-honeypot {
  position: absolute;
  left: -10000px;
}

.contact-confirmation {
  max-width: 760px;
  margin-inline: auto;
  text-align: center;
}

.service-hero {
  padding-bottom: clamp(48px, 7vw, 88px);
}

.service-hero-copy {
  max-width: 900px;
}

.service-hero-copy h1 {
  margin: 6px 0 12px;
}

.service-hero-copy > p:last-child {
  max-width: 820px;
  color: var(--color-muted);
  font-size: 1.08rem;
}

.service-lead,
.service-refrain {
  color: var(--color-olive);
  font-family: var(--font-heading);
  font-size: clamp(1.45rem, 2.6vw, 2rem);
  font-weight: 700;
}

.service-comparison-section,
.service-request-section {
  background: var(--color-soft-white);
  border-block: 1px solid var(--color-border);
}

.service-comparison {
  display: grid;
  gap: 38px;
}

.service-comparison > div:first-child {
  max-width: 850px;
}

.comparison-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 20px;
}

.comparison-grid > div,
.service-examples-grid article,
.service-notice {
  border: 1px solid var(--color-border);
  border-radius: var(--radius-card);
  background: var(--color-white);
  padding: clamp(22px, 3vw, 30px);
}

.comparison-grid > div {
  display: grid;
  align-content: start;
  gap: 14px;
}

.comparison-grid > div h3,
.comparison-grid > div p {
  margin: 0;
}

.comparison-grid .comparison-featured {
  border-color: rgba(111, 131, 103, 0.42);
  background: var(--color-sage-light);
}

.comparison-grid h3,
.service-examples-grid h3,
.service-notice h3 {
  margin-bottom: 10px;
}

.service-refrain {
  margin: 4px 0 0;
  text-align: center;
}

.service-heading {
  margin-bottom: 28px;
}

.service-examples-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 18px;
}

.service-examples-grid article:nth-child(6) {
  grid-column: span 2;
}

.service-health-card .service-disclaimer {
  margin-top: 22px;
  border-left: 3px solid var(--color-gold);
  padding-left: 16px;
  color: var(--color-olive);
}

.service-something-else {
  margin-top: 10px;
}

.service-examples-grid p {
  color: var(--color-muted);
}

.service-request-layout {
  display: grid;
  grid-template-columns: minmax(0, 0.82fr) minmax(0, 1.18fr);
  gap: clamp(40px, 7vw, 88px);
  align-items: start;
}

.service-request-copy > p {
  color: var(--color-muted);
}

.service-notice {
  margin-top: 28px;
  background: var(--color-sage-light);
}

.service-notice .service-disclaimer {
  margin: 0;
  color: var(--color-olive);
  line-height: 1.65;
}

.service-notice .service-disclaimer + .service-disclaimer {
  margin-top: 18px;
}

.service-privacy {
  display: grid;
  gap: 9px;
  border-left: 3px solid var(--color-gold);
  padding-left: 15px;
}

.service-privacy p {
  margin: 0;
}

.document-info-callout {
  display: grid;
  gap: 7px;
  margin: 12px 0 6px;
  border: 1px solid rgba(111, 131, 103, 0.3);
  border-radius: var(--radius-small);
  background: var(--color-sage-light);
  padding: 17px 18px;
}

.document-info-callout h3,
.document-info-callout p {
  margin: 0;
}

.document-info-callout h3 {
  color: var(--color-olive);
  font-family: var(--font-body);
  font-size: 1rem;
  font-weight: 800;
}

.document-info-callout p {
  color: var(--color-charcoal);
  font-size: 0.94rem;
  line-height: 1.6;
}

.suggestions {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
}

.suggestions a {
  border: 1px solid var(--color-border);
  border-radius: 999px;
  background: #f9f6ee;
  color: var(--color-olive);
  padding: 8px 14px;
  font-size: 0.92rem;
  font-weight: 700;
}

.article-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 22px;
}

.article-grid-empty {
  grid-template-columns: minmax(0, 760px);
}

.latest-articles-grid.latest-count-1 {
  grid-template-columns: minmax(0, 1fr);
}

.latest-articles-grid.latest-count-1 .article-card > a {
  display: grid;
  grid-template-columns: minmax(320px, 0.95fr) minmax(0, 1.05fr);
  min-height: 360px;
}

.latest-articles-grid.latest-count-1 .article-card img {
  height: 100%;
  min-height: 310px;
  aspect-ratio: auto;
}

.latest-articles-grid.latest-count-1 .article-body {
  display: grid;
  align-content: center;
  padding: 30px;
}

.latest-articles-grid.latest-count-1 .article-body h3 {
  font-size: clamp(1.65rem, 3vw, 2.45rem);
}

.latest-articles-grid.latest-count-2 {
  grid-template-columns: repeat(2, minmax(0, 1fr));
  max-width: 940px;
}

.latest-articles-grid.latest-count-3 {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.article-card {
  overflow: hidden;
}

.article-placeholder {
  background: var(--color-soft-white);
}

.article-card img {
  width: 100%;
  aspect-ratio: 16 / 11;
  object-fit: cover;
}

.article-body {
  padding: 22px;
}

.badge {
  width: fit-content;
  margin: 0 0 12px;
  border-radius: 999px;
  background: var(--color-sage-light);
  color: var(--color-olive);
  padding: 5px 10px;
  font-size: 0.78rem;
  font-weight: 800;
}

.article-body h3 {
  font-size: 1.45rem;
}

.article-body span {
  color: var(--color-olive);
  font-size: 0.9rem;
  font-weight: 800;
}

.articles-hero {
  padding-bottom: 44px;
}

.article-page-header {
  max-width: 820px;
}

.articles-index-section {
  padding-top: 24px;
}

.article-filter-list {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-bottom: 34px;
}

.article-filter-list a,
.article-filter-list span {
  border: 1px solid var(--color-border);
  border-radius: 999px;
  background: var(--color-soft-white);
  color: var(--color-olive);
  padding: 8px 14px;
  font-size: 0.92rem;
  font-weight: 800;
  text-decoration: none;
}

.article-filter-list a:hover,
.article-filter-list a:focus-visible {
  background: rgba(71, 91, 68, 0.08);
  box-shadow: 0 10px 22px rgba(38, 49, 44, 0.08);
  outline: none;
}

.article-nav-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 18px;
  padding-top: 28px;
}

.article-nav-links {
  display: flex;
  align-items: center;
  justify-content: flex-end;
  gap: 1.25rem;
  flex-wrap: wrap;
}

.article-language-link {
  white-space: nowrap;
}

.article-header {
  padding-top: 44px;
}

.article-header-grid {
  display: grid;
  grid-template-columns: minmax(0, 1.35fr) minmax(300px, 0.85fr);
  gap: 40px;
  align-items: center;
}

.article-header h1 {
  max-width: 820px;
  font-size: clamp(2.3rem, 4.1vw, 4.2rem);
  line-height: 1.04;
}

.article-header-no-image {
  grid-template-columns: minmax(0, 1fr);
}

.article-header-no-image > div {
  width: 100%;
  max-width: 980px;
  margin-inline: auto;
}

.article-header-no-image h1 {
  max-width: 960px;
  font-size: clamp(2.65rem, 5.4vw, 5.35rem);
}

.article-header-no-image .hero-text {
  max-width: 780px;
}

.article-header-grid img {
  width: 100%;
  aspect-ratio: 4 / 3;
  object-fit: cover;
  border-radius: 24px;
  box-shadow: var(--shadow-soft);
}

.article-subtopic,
.article-date {
  margin: 0 0 12px;
  color: var(--color-muted);
  font-weight: 800;
}

.article-content {
  max-width: 780px;
  padding-bottom: 24px;
}

.article-body-centered .article-content {
  width: 100%;
  margin-inline: auto;
}

.article-body-layout {
  display: grid;
  grid-template-columns: minmax(0, 780px) minmax(250px, 320px);
  gap: 56px;
  align-items: start;
}

.article-sidebar {
  position: sticky;
  top: 138px;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-card);
  background: var(--color-soft-white);
  box-shadow: 0 10px 30px rgba(50, 57, 45, 0.07);
  padding: 22px;
}

.related-resource-list,
.related-resource-grid {
  display: grid;
  gap: 14px;
}

.related-resource-grid {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.related-resource-card {
  display: grid;
  gap: 8px;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-card);
  background: var(--color-soft-white);
  box-shadow: 0 10px 30px rgba(50, 57, 45, 0.07);
  padding: 20px;
  transition: transform 180ms ease, box-shadow 180ms ease, border-color 180ms ease;
}

.related-resource-card:hover,
.related-resource-card:focus-visible {
  transform: translateY(-3px);
  border-color: rgba(111, 131, 103, 0.42);
  box-shadow: var(--shadow-hover);
  outline: none;
}

.related-resource-card span {
  color: var(--color-olive);
  font-size: 0.78rem;
  font-weight: 800;
  text-transform: uppercase;
}

.related-resource-card strong {
  color: var(--color-charcoal);
  font-family: var(--font-heading);
  font-size: 1.28rem;
  line-height: 1.12;
}

.related-resource-card p {
  margin: 0;
  color: var(--color-muted);
}

.article-content h2,
.article-content h3 {
  margin-top: 34px;
}

.article-content p,
.article-content li {
  color: var(--color-muted);
  font-size: 1.08rem;
}

.article-content a {
  color: var(--color-olive);
  font-weight: 800;
  border-bottom: 2px solid var(--color-gold);
}

.article-content blockquote {
  margin: 30px 0;
  border-left: 4px solid var(--color-gold);
  border-radius: 0 var(--radius-small) var(--radius-small) 0;
  background: var(--color-soft-white);
  padding: 20px 24px;
  box-shadow: 0 10px 28px rgba(50, 57, 45, 0.07);
}

.related-articles-section,
.continue-chapter-section {
  padding-top: 48px;
}

.tools-section {
  background: var(--color-soft-white);
  border-block: 1px solid var(--color-border);
}

.featured-tool-card {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 340px;
  gap: 28px;
  align-items: stretch;
  border: 1px solid var(--color-border);
  border-radius: 24px;
  background:
    linear-gradient(135deg, #ffffff 0%, #f4f7ef 100%);
  box-shadow: var(--shadow-soft);
  padding: 32px;
}

.budget-tool {
  display: grid;
  grid-template-columns: minmax(0, 0.9fr) minmax(320px, 1fr) minmax(220px, 0.55fr);
  gap: 24px;
  align-items: stretch;
  border: 1px solid var(--color-border);
  border-radius: 24px;
  background: linear-gradient(135deg, #ffffff 0%, #f4f7ef 100%);
  box-shadow: var(--shadow-soft);
  padding: 30px;
}

.budget-tool-intro h3 {
  font-size: clamp(1.8rem, 3vw, 2.7rem);
}

.budget-tool-intro p {
  color: var(--color-muted);
}

.budget-form {
  display: grid;
  gap: 12px;
}

.budget-form label {
  display: grid;
  gap: 6px;
  color: var(--color-olive);
  font-size: 0.88rem;
  font-weight: 800;
}

.budget-form input {
  width: 100%;
  border: 1px solid var(--color-border);
  border-radius: 12px;
  background: var(--color-soft-white);
  color: var(--color-charcoal);
  padding: 11px 12px;
}

.budget-form input:focus {
  outline: 3px solid rgba(111, 131, 103, 0.22);
  border-color: var(--color-sage);
}

.budget-result {
  display: grid;
  align-content: center;
  border: 1px solid rgba(111, 131, 103, 0.22);
  border-radius: 18px;
  background: rgba(255, 253, 248, 0.82);
  padding: 22px;
}

.budget-result strong {
  display: block;
  color: var(--color-olive);
  font-family: var(--font-heading);
  font-size: clamp(2.4rem, 5vw, 4rem);
  line-height: 1;
}

.budget-result span {
  display: block;
  margin-top: 14px;
  color: var(--color-muted);
}

.calculator-shell {
  display: grid;
  gap: 28px;
  max-width: 1120px;
}

.calculator-page {
  padding-top: clamp(30px, 4vw, 54px);
}

.calculator-page .calculator-shell {
  gap: 20px;
}

.calculator-intro {
  display: flex;
  align-items: end;
  justify-content: space-between;
  gap: 28px;
}

.calculator-intro > div:first-child {
  max-width: 690px;
}

.tool-back-link {
  display: inline-flex;
  align-items: center;
  min-height: 40px;
  margin: -6px 0 8px;
  color: var(--color-olive);
  font-size: 0.94rem;
  font-weight: 800;
  text-decoration: underline;
  text-decoration-color: transparent;
  text-underline-offset: 4px;
  transition: color 160ms ease, text-decoration-color 160ms ease;
}

.tool-back-link:hover {
  color: var(--color-charcoal);
  text-decoration-color: var(--color-gold);
}

.tool-back-link:focus-visible {
  border-radius: 4px;
  outline: 3px solid rgba(111, 131, 103, 0.28);
  outline-offset: 3px;
  text-decoration-color: var(--color-gold);
}

.calculator-intro h1 {
  margin: 4px 0 6px;
  font-size: clamp(2.25rem, 4.2vw, 3.75rem);
}

.calculator-intro .tool-tagline {
  margin: 0 0 6px;
  color: var(--color-olive);
  font-family: var(--font-heading);
  font-size: clamp(1.2rem, 2vw, 1.55rem);
  font-weight: 700;
}

.calculator-intro .tool-kicker {
  margin-bottom: 0;
}

.budget-results h2 {
  margin-bottom: 10px;
}

.calculator-intro p,
.group-help,
.tool-disclaimer p {
  color: var(--color-muted);
}

.calculator-actions {
  display: flex;
  flex: 0 0 auto;
  gap: 10px;
}

.privacy-note,
.tool-disclaimer {
  margin: 0;
  border: 1px solid rgba(111, 131, 103, 0.24);
  border-radius: 16px;
  background: var(--color-sage-light);
  padding: 16px 18px;
  color: var(--color-charcoal);
}

.privacy-note strong,
.tool-disclaimer strong {
  color: var(--color-olive);
}

.budget-form {
  --budget-label-column: minmax(0, 1fr);
  --budget-amount-column: 190px;
  --budget-row-gap: 14px;
  display: grid;
  gap: 22px;
}

.budget-groups-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 18px;
}

.emergency-settings-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 18px;
}

.budget-group {
  min-width: 0;
  margin: 0;
  border: 1px solid var(--color-border);
  border-radius: 18px;
  background: var(--color-white);
  box-shadow: 0 8px 24px rgba(50, 57, 45, 0.05);
  padding: 22px;
}

.budget-group legend {
  max-width: 100%;
  color: var(--color-olive);
  font-family: var(--font-heading);
  font-size: 1.55rem;
  line-height: 1.15;
  padding: 0 8px;
}

.budget-income-group {
  width: 100%;
}

.group-help {
  margin: 0 0 16px;
  font-size: 0.92rem;
}

.budget-rows {
  display: grid;
  gap: 12px;
}

.budget-row {
  display: grid;
  grid-template-columns: var(--budget-label-column) var(--budget-amount-column);
  align-items: center;
  gap: var(--budget-row-gap);
}

.budget-row label {
  color: var(--color-charcoal);
  font-size: 0.94rem;
  font-weight: 700;
}

.currency-input {
  display: grid;
  grid-template-columns: auto minmax(0, 1fr);
  align-items: center;
  min-height: 44px;
  overflow: hidden;
  border: 1px solid var(--color-border);
  border-radius: 11px;
  background: var(--color-soft-white);
  transition: border-color 160ms ease, box-shadow 160ms ease;
}

.currency-input:focus-within {
  border-color: var(--color-sage);
  box-shadow: 0 0 0 3px rgba(111, 131, 103, 0.2);
}

.currency-input.is-invalid {
  border-color: #a4473e;
  box-shadow: 0 0 0 3px rgba(164, 71, 62, 0.14);
}

.currency-input > span {
  padding-left: 12px;
  color: var(--color-muted);
  font-weight: 800;
}

.currency-input input,
.custom-row-label input {
  width: 100%;
  min-width: 0;
  border: 0;
  background: transparent;
  color: var(--color-charcoal);
  padding: 11px 12px 11px 6px;
  font: inherit;
}

.currency-input input:focus,
.custom-row-label input:focus {
  outline: 0;
}

.budget-row-custom {
  position: relative;
  grid-template-columns: var(--budget-label-column) var(--budget-amount-column);
  padding-left: 48px;
}

.custom-row-label {
  overflow: hidden;
  border: 1px solid var(--color-border);
  border-radius: 11px;
  background: var(--color-soft-white);
}

.custom-row-label:focus-within {
  border-color: var(--color-sage);
  box-shadow: 0 0 0 3px rgba(111, 131, 103, 0.2);
}

.custom-row-label input {
  padding-left: 12px;
}

.add-row-button,
.remove-row-button {
  border: 0;
  color: var(--color-olive);
  font-weight: 800;
  cursor: pointer;
}

.add-row-button {
  width: fit-content;
  margin-top: 16px;
  border-bottom: 2px solid var(--color-gold);
  background: transparent;
  padding: 5px 0;
}

.remove-row-button {
  position: absolute;
  left: 0;
  top: 3px;
  width: 38px;
  height: 38px;
  border-radius: 50%;
  background: var(--color-sage-light);
  font-size: 1.3rem;
  line-height: 1;
}

.add-row-button:focus-visible,
.remove-row-button:focus-visible {
  outline: 3px solid rgba(185, 135, 46, 0.48);
  outline-offset: 3px;
}

.validation-summary {
  margin: 0;
  border-left: 4px solid #a4473e;
  background: #fff3f0;
  color: #743029;
  padding: 12px 16px;
}

.budget-results {
  border: 1px solid rgba(111, 131, 103, 0.3);
  border-radius: 22px;
  background: linear-gradient(135deg, #ffffff 0%, #f4f7ef 100%);
  box-shadow: var(--shadow-soft);
  padding: 28px;
}

.budget-results-heading {
  margin-bottom: 20px;
}

.budget-totals {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 12px;
  margin: 0;
}

.budget-totals > div {
  border: 1px solid var(--color-border);
  border-radius: 14px;
  background: rgba(255, 253, 248, 0.86);
  padding: 18px;
}

.budget-totals dt {
  color: var(--color-muted);
  font-size: 0.82rem;
  font-weight: 800;
  text-transform: uppercase;
}

.budget-totals dd {
  margin: 8px 0 0;
  color: var(--color-charcoal);
  font-family: var(--font-heading);
  font-size: clamp(1.75rem, 3.5vw, 2.65rem);
  line-height: 1;
}

.budget-total-primary {
  border-color: rgba(111, 131, 103, 0.4) !important;
  background: var(--color-sage-light) !important;
}

.budget-result-message {
  margin: 20px 0 0;
  border-left: 4px solid var(--color-sage);
  color: var(--color-charcoal);
  padding: 5px 0 5px 14px;
  font-weight: 700;
}

.calculator-shell[data-result-state="positive"] .budget-total-primary dd,
.calculator-shell[data-result-state="balanced"] .budget-total-primary dd {
  color: var(--color-olive);
}

.calculator-shell[data-result-state="over"] .budget-total-primary {
  border-color: rgba(164, 71, 62, 0.35) !important;
  background: #fff3f0 !important;
}

.calculator-shell[data-result-state="over"] .budget-total-primary dd,
.calculator-shell[data-result-state="over"] .budget-result-message,
.calculator-shell[data-result-state="invalid"] .budget-result-message {
  color: #743029;
}

.calculator-shell[data-result-state="over"] .budget-result-message,
.calculator-shell[data-result-state="invalid"] .budget-result-message {
  border-left-color: #a4473e;
}

.tool-disclaimer p {
  margin: 5px 0 0;
}

.target-months-options {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 8px;
}

.target-months-options label {
  cursor: pointer;
}

.target-months-options input {
  position: absolute;
  opacity: 0;
  pointer-events: none;
}

.target-months-options span {
  min-height: 44px;
  display: grid;
  place-items: center;
  border: 1px solid var(--color-border);
  border-radius: 10px;
  background: var(--color-soft-white);
  color: var(--color-olive);
  padding: 8px;
  font-size: 0.86rem;
  font-weight: 800;
  text-align: center;
  transition: background 160ms ease, border-color 160ms ease, box-shadow 160ms ease;
}

.target-months-options input:checked + span {
  border-color: var(--color-olive);
  background: var(--color-sage-light);
  box-shadow: inset 0 0 0 1px var(--color-olive);
}

.target-months-options input:focus-visible + span {
  outline: 3px solid rgba(185, 135, 46, 0.48);
  outline-offset: 3px;
}

.emergency-fund-totals {
  grid-template-columns: repeat(auto-fit, minmax(180px, 1fr));
}

.debt-payoff-form {
  gap: 18px;
}

.debt-entry-heading {
  display: flex;
  align-items: end;
  justify-content: space-between;
  gap: 20px;
}

.debt-entry-heading h2,
.debt-entry-heading p {
  margin-bottom: 6px;
}

.debt-entry-heading p,
.debt-entry label > span:first-child,
.strategy-card > p,
.strategy-note,
.calculation-assumptions li {
  color: var(--color-muted);
}

.debt-entry-list {
  display: grid;
  gap: 14px;
}

.debt-entry {
  position: relative;
  min-width: 0;
  margin: 0;
  border: 1px solid var(--color-border);
  border-radius: 18px;
  background: var(--color-white);
  box-shadow: 0 8px 24px rgba(50, 57, 45, 0.05);
  padding: 22px;
}

.debt-entry legend {
  color: var(--color-olive);
  font-family: var(--font-heading);
  font-size: 1.45rem;
  padding: 0 8px;
}

.debt-entry-grid {
  display: grid;
  grid-template-columns: minmax(180px, 1.25fr) repeat(3, minmax(140px, 0.8fr));
  gap: 14px;
  padding-top: 8px;
}

.debt-entry label {
  min-width: 0;
  display: grid;
  align-content: start;
  gap: 7px;
  font-size: 0.86rem;
  font-weight: 800;
}

.debt-entry label > input,
.number-suffix-input {
  width: 100%;
  min-height: 44px;
  border: 1px solid var(--color-border);
  border-radius: 11px;
  background: var(--color-soft-white);
  color: var(--color-charcoal);
}

.debt-entry label > input {
  min-width: 0;
  padding: 11px 12px;
  font: inherit;
}

.debt-entry label > input:focus {
  border-color: var(--color-sage);
  box-shadow: 0 0 0 3px rgba(111, 131, 103, 0.2);
  outline: 0;
}

.number-suffix-input {
  display: grid;
  grid-template-columns: minmax(0, 1fr) auto;
  align-items: center;
  overflow: hidden;
  transition: border-color 160ms ease, box-shadow 160ms ease;
}

.number-suffix-input:focus-within {
  border-color: var(--color-sage);
  box-shadow: 0 0 0 3px rgba(111, 131, 103, 0.2);
}

.number-suffix-input.is-invalid {
  border-color: #a4473e;
  box-shadow: 0 0 0 3px rgba(164, 71, 62, 0.14);
}

.number-suffix-input input {
  width: 100%;
  min-width: 0;
  border: 0;
  background: transparent;
  color: var(--color-charcoal);
  padding: 11px 6px 11px 12px;
  font: inherit;
}

.number-suffix-input input:focus {
  outline: 0;
}

.number-suffix-input > span {
  padding-right: 12px;
  color: var(--color-muted);
  font-weight: 800;
}

.select-input {
  min-height: 44px;
  overflow: hidden;
  border: 1px solid var(--color-border);
  border-radius: 11px;
  background: var(--color-soft-white);
}

.select-input:focus-within {
  border-color: var(--color-sage);
  box-shadow: 0 0 0 3px rgba(111, 131, 103, 0.2);
}

.select-input select {
  width: 100%;
  min-height: 44px;
  border: 0;
  background: transparent;
  color: var(--color-charcoal);
  padding: 10px 12px;
  font: inherit;
}

.select-input select:focus {
  outline: 0;
}

.plain-number-input {
  min-height: 44px;
  overflow: hidden;
  border: 1px solid var(--color-border);
  border-radius: 11px;
  background: var(--color-soft-white);
  transition: border-color 160ms ease, box-shadow 160ms ease;
}

.plain-number-input:focus-within {
  border-color: var(--color-sage);
  box-shadow: 0 0 0 3px rgba(111, 131, 103, 0.2);
}

.plain-number-input.is-invalid {
  border-color: #a4473e;
  box-shadow: 0 0 0 3px rgba(164, 71, 62, 0.14);
}

.plain-number-input input {
  width: 100%;
  min-height: 44px;
  border: 0;
  background: transparent;
  color: var(--color-charcoal);
  padding: 10px 12px;
  font: inherit;
}

.plain-number-input input:focus {
  outline: 0;
}

.retirement-calculated-row strong {
  color: var(--color-olive);
  font-family: var(--font-heading);
  font-size: 1.55rem;
}

.optional-label,
.assumption-label {
  display: block;
  margin-top: 3px;
  color: var(--color-muted);
  font-size: 0.72rem;
  font-weight: 600;
}

.check-option {
  display: flex;
  align-items: center;
  gap: 10px;
  color: var(--color-olive);
  font-weight: 800;
  cursor: pointer;
}

.check-option input {
  width: 20px;
  height: 20px;
  accent-color: var(--color-olive);
}

.check-option input:focus-visible {
  outline: 3px solid rgba(185, 135, 46, 0.48);
  outline-offset: 3px;
}

.inflation-rate-panel {
  margin-top: 18px;
}

.inflation-rate-panel[hidden],
.retirement-summary-grid > div[hidden] {
  display: none;
}

.ssa-note {
  margin: 18px 0 0;
  border-left: 3px solid var(--color-gold);
  color: var(--color-muted);
  padding-left: 12px;
  font-size: 0.88rem;
}

.ssa-note a {
  color: var(--color-olive);
  font-weight: 800;
}

.retirement-summary-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(180px, 1fr));
  gap: 12px;
  margin: 0;
}

.retirement-summary-grid > div,
.retirement-income-summary > div {
  border: 1px solid var(--color-border);
  border-radius: 14px;
  background: rgba(255, 253, 248, 0.86);
  padding: 18px;
}

.retirement-summary-grid dt,
.retirement-income-summary dt {
  color: var(--color-muted);
  font-size: 0.78rem;
  font-weight: 800;
  text-transform: uppercase;
}

.retirement-summary-grid dd,
.retirement-income-summary dd {
  margin: 8px 0 0;
  color: var(--color-charcoal);
  font-family: var(--font-heading);
  font-size: clamp(1.55rem, 3vw, 2.35rem);
  line-height: 1;
}

.retirement-income-heading {
  margin-top: 28px;
  font-size: 1.3rem;
}

.retirement-income-breakdown {
  margin-top: 12px;
}

.retirement-income-summary {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 12px;
  margin: 12px 0 0;
}

.retirement-considerations {
  margin-top: 24px;
  border-top: 1px solid var(--color-border);
  padding-top: 20px;
}

.retirement-considerations h3 {
  font-size: 1.25rem;
}

.retirement-considerations ul {
  display: grid;
  gap: 7px;
  margin-bottom: 0;
  color: var(--color-muted);
}

.maintenance-group {
  width: 100%;
}

.maintenance-options {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 10px;
  margin-bottom: 18px;
}

.maintenance-options label {
  cursor: pointer;
}

.maintenance-options input {
  position: absolute;
  width: 1px;
  height: 1px;
  opacity: 0;
  pointer-events: none;
}

.maintenance-options span {
  min-height: 52px;
  display: grid;
  place-items: center;
  border: 1px solid var(--color-border);
  border-radius: 11px;
  background: var(--color-soft-white);
  color: var(--color-olive);
  padding: 10px 14px;
  font-size: 0.9rem;
  font-weight: 800;
  text-align: center;
}

.maintenance-options input:checked + span {
  border-color: var(--color-olive);
  background: var(--color-sage-light);
  box-shadow: inset 0 0 0 1px var(--color-olive);
}

.maintenance-options input:focus-visible + span {
  outline: 3px solid rgba(185, 135, 46, 0.48);
  outline-offset: 3px;
}

.maintenance-input-panel {
  max-width: calc((100% - 18px) / 2);
}

.maintenance-input-panel[hidden] {
  display: none;
}

.planning-assumption {
  margin: 10px 0 0;
  color: var(--color-muted);
  font-size: 0.88rem;
}

.homeownership-breakdown {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 10px;
  margin: 0;
}

.homeownership-breakdown > div {
  border: 1px solid var(--color-border);
  border-radius: 12px;
  background: rgba(255, 253, 248, 0.86);
  padding: 14px;
}

.homeownership-breakdown dt {
  color: var(--color-muted);
  font-size: 0.74rem;
  font-weight: 800;
  text-transform: uppercase;
}

.homeownership-breakdown dd {
  margin: 7px 0 0;
  color: var(--color-charcoal);
  font-family: var(--font-heading);
  font-size: 1.35rem;
}

.homeownership-comparison {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 14px;
  margin-top: 20px;
}

.homeownership-comparison > div {
  display: grid;
  align-content: center;
  min-height: 132px;
  border: 1px solid var(--color-border);
  border-radius: 16px;
  background: var(--color-soft-white);
  padding: 20px;
}

.homeownership-comparison span {
  color: var(--color-muted);
  font-size: 0.82rem;
  font-weight: 800;
  text-transform: uppercase;
}

.homeownership-comparison strong {
  margin-top: 8px;
  color: var(--color-charcoal);
  font-family: var(--font-heading);
  font-size: clamp(2rem, 4vw, 3.2rem);
  line-height: 1;
}

.homeownership-comparison .homeownership-total {
  border-color: rgba(111, 131, 103, 0.42);
  background: var(--color-sage-light);
}

.homeownership-total strong {
  color: var(--color-olive);
}

.annual-homeownership-total {
  margin: 16px 0 0;
  color: var(--color-muted);
  text-align: right;
}

.annual-homeownership-total strong {
  color: var(--color-charcoal);
}

.educational-note {
  border-left: 4px solid var(--color-gold);
  background: var(--color-soft-white);
  padding: 16px 18px;
}

.educational-note p {
  margin: 5px 0 0;
  color: var(--color-muted);
}

.remove-debt-button {
  position: absolute;
  right: 20px;
  top: -13px;
  border: 1px solid var(--color-border);
  border-radius: 999px;
  background: var(--color-soft-white);
  color: var(--color-olive);
  padding: 6px 10px;
  font-size: 0.76rem;
  font-weight: 800;
  cursor: pointer;
}

.remove-debt-button:focus-visible {
  outline: 3px solid rgba(185, 135, 46, 0.48);
  outline-offset: 3px;
}

.extra-payment-group {
  width: calc((100% - 18px) / 2);
}

.debt-summary-totals {
  grid-template-columns: repeat(4, minmax(0, 1fr));
}

.strategy-comparison {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 18px;
}

.strategy-comparison[hidden] {
  display: none;
}

.strategy-card {
  min-width: 0;
  border: 1px solid var(--color-border);
  border-radius: 20px;
  background: var(--color-white);
  box-shadow: var(--shadow-soft);
  padding: 26px;
}

.strategy-card h2 {
  margin-bottom: 10px;
}

.strategy-card h3 {
  margin-top: 24px;
  font-size: 1.2rem;
}

.payoff-order {
  display: grid;
  gap: 9px;
  margin: 14px 0 0;
  padding-left: 28px;
}

.payoff-order li {
  border-bottom: 1px solid var(--color-border);
  padding: 0 0 10px 4px;
}

.payoff-order strong,
.payoff-order span {
  display: block;
}

.payoff-order strong {
  color: var(--color-charcoal);
}

.payoff-order span {
  margin-top: 3px;
  color: var(--color-muted);
  font-size: 0.86rem;
}

.strategy-estimates {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 10px;
  margin: 22px 0 0;
}

.strategy-estimates[hidden] {
  display: none;
}

.strategy-estimates > div {
  border-radius: 12px;
  background: var(--color-sage-light);
  padding: 14px;
}

.strategy-estimates dt {
  color: var(--color-muted);
  font-size: 0.76rem;
  font-weight: 800;
  text-transform: uppercase;
}

.strategy-estimates dd {
  margin: 6px 0 0;
  color: var(--color-olive);
  font-family: var(--font-heading);
  font-size: 1.35rem;
}

.strategy-note {
  margin: 16px 0 0;
  font-size: 0.88rem;
}

.calculation-assumptions {
  border: 1px solid var(--color-border);
  border-radius: 16px;
  background: var(--color-soft-white);
  padding: 18px 20px;
}

.calculation-assumptions summary {
  color: var(--color-olive);
  font-weight: 800;
  cursor: pointer;
}

.calculation-assumptions summary:focus-visible {
  outline: 3px solid rgba(185, 135, 46, 0.48);
  outline-offset: 4px;
}

.calculation-assumptions ul {
  margin: 16px 0 0;
  padding-left: 22px;
}

.calculation-assumptions li + li {
  margin-top: 8px;
}

.featured-tool-copy {
  max-width: 640px;
}

.featured-tool-copy h3 {
  font-size: clamp(1.8rem, 3vw, 3rem);
}

.featured-tool-copy p {
  color: var(--color-muted);
  font-size: 1.06rem;
}

.featured-tool-list {
  border: 1px solid rgba(111, 131, 103, 0.2);
  border-radius: 18px;
  background: rgba(255, 253, 248, 0.82);
  padding: 22px;
}

.featured-tool-list p {
  margin: 0 0 14px;
  color: var(--color-olive);
  font-size: 0.78rem;
  font-weight: 800;
  text-transform: uppercase;
}

.featured-tool-list span {
  display: block;
  border-top: 1px solid var(--color-border);
  color: var(--color-muted);
  padding: 10px 0;
}

.featured-tool-list span:first-of-type {
  border-top: 0;
}

.tools-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 18px;
}

.tool-card {
  position: relative;
  min-height: 245px;
  display: flex;
  flex-direction: column;
  overflow: hidden;
  padding: 24px;
}

.tool-card::after {
  content: "";
  position: absolute;
  right: -44px;
  top: -50px;
  width: 128px;
  height: 128px;
  border-radius: 50%;
  background: rgba(223, 231, 216, 0.52);
}

.tool-card > * {
  position: relative;
  z-index: 1;
}

.tool-kicker {
  width: fit-content;
  margin-bottom: 18px;
  border-radius: 999px;
  background: #f4f0e5;
  color: var(--color-olive);
  padding: 5px 11px;
  font-size: 0.76rem;
  font-weight: 800;
}

.tool-card h3 {
  font-size: 1.48rem;
}

.tool-card .button {
  width: fit-content;
  margin-top: auto;
  color: var(--color-olive);
}

.tools-page-grid .tool-card h2 {
  font-size: clamp(1.55rem, 2.5vw, 2.15rem);
}

.tool-status {
  width: fit-content;
  margin-top: auto;
  border: 1px solid rgba(111, 131, 103, 0.28);
  border-radius: 999px;
  background: rgba(255, 253, 248, 0.82);
  color: var(--color-olive);
  padding: 9px 14px;
  font-size: 0.88rem;
  font-weight: 800;
}

.story-grid {
  display: grid;
  grid-template-columns: 0.95fr 1.05fr;
  gap: 48px;
  align-items: center;
}

.story-grid figure {
  margin: 0;
  border-radius: 22px;
  overflow: hidden;
  box-shadow: var(--shadow-soft);
}

.story-grid img {
  width: 100%;
  aspect-ratio: 4 / 3;
  object-fit: cover;
}

.story-copy p:not(.eyebrow) {
  color: var(--color-muted);
}

.signature {
  color: var(--color-olive) !important;
  font-family: var(--font-heading);
  font-size: 1.28rem;
}

.founders-panel {
  margin-top: 42px;
  border: 1px solid var(--color-border);
  border-radius: 24px;
  background: linear-gradient(135deg, var(--color-soft-white), #edf3e9);
  box-shadow: var(--shadow-soft);
  padding: 36px;
}

.founders-intro {
  max-width: 820px;
  margin-bottom: 26px;
}

.founders-intro p:last-child {
  color: var(--color-muted);
  font-size: 1.05rem;
}

.founder-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 22px;
}

.founder-card {
  display: grid;
  grid-template-columns: 112px 1fr;
  gap: 20px;
  align-items: start;
  border: 1px solid rgba(228, 222, 208, 0.9);
  border-radius: var(--radius-card);
  background: rgba(255, 255, 255, 0.78);
  padding: 22px;
  box-shadow: 0 12px 28px rgba(50, 57, 45, 0.08);
}

.founder-photo-placeholder {
  width: 112px;
  aspect-ratio: 1;
  display: grid;
  place-items: center;
  border: 1px solid rgba(111, 131, 103, 0.22);
  border-radius: 18px;
  background:
    radial-gradient(circle at 35% 28%, rgba(185, 135, 46, 0.18), transparent 34%),
    linear-gradient(135deg, #fbf8f0, var(--color-sage-light));
  color: var(--color-olive);
  font-family: var(--font-heading);
  font-size: 3rem;
}

.founder-card h2,
.founder-card h3 {
  margin-bottom: 12px;
  font-size: 1.65rem;
}

.founder-card p {
  margin: 0;
  color: var(--color-muted);
}

.newsletter-section {
  padding-top: 0;
}

.newsletter-panel {
  display: grid;
  grid-template-columns: 0.95fr 1.05fr;
  align-items: center;
  gap: 28px;
  background: linear-gradient(135deg, var(--color-soft-white), #edf3e9);
}

.newsletter-panel p:not(.eyebrow) {
  margin-bottom: 0;
  color: var(--color-muted);
}

.site-footer {
  background: var(--color-charcoal);
  color: rgba(255, 255, 255, 0.82);
  padding: 58px 0 30px;
}

.footer-grid {
  display: grid;
  grid-template-columns: minmax(240px, 1.4fr) repeat(3, minmax(130px, 0.6fr));
  gap: 34px;
}

.footer-brand img {
  width: 210px;
  border-radius: 10px;
  background: var(--color-white);
  margin-bottom: 16px;
}

.footer-brand h2 {
  max-width: 360px;
  margin: 0 0 12px;
  color: var(--color-white);
  font-family: var(--font-heading);
  font-size: clamp(1.8rem, 3vw, 2.55rem);
  font-weight: 500;
  line-height: 1.08;
  text-transform: none;
}

.footer-brand p {
  max-width: 420px;
  margin: 0;
}

.site-footer h2 {
  margin-bottom: 12px;
  color: var(--color-white);
  font-family: var(--font-body);
  font-size: 0.9rem;
  font-weight: 800;
  text-transform: uppercase;
}

.site-footer a {
  display: block;
  padding: 4px 0;
}

.footer-social-placeholder {
  display: block;
  padding: 4px 0;
}

.footer-social-links {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin: 2px 0 8px;
}

.site-footer .footer-social-link {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 38px;
  height: 38px;
  border: 1px solid rgba(255, 255, 255, 0.3);
  border-radius: 50%;
  padding: 0;
  color: rgba(255, 255, 255, 0.82);
  transition: color 160ms ease, border-color 160ms ease, background-color 160ms ease, transform 160ms ease;
}

.footer-social-link svg {
  width: 19px;
  height: 19px;
  fill: currentColor;
}

.site-footer .footer-social-link:hover,
.site-footer .footer-social-link:focus-visible {
  border-color: rgba(255, 255, 255, 0.75);
  background: rgba(255, 255, 255, 0.1);
  color: var(--color-white);
  transform: translateY(-2px);
}

.site-footer a:hover,
.site-footer a:focus-visible {
  color: var(--color-white);
}

.footer-bottom {
  display: flex;
  justify-content: space-between;
  gap: 24px;
  margin-top: 44px;
  border-top: 1px solid rgba(255, 255, 255, 0.16);
  padding-top: 22px;
  font-size: 0.86rem;
}

.footer-bottom p {
  max-width: 760px;
  margin: 0;
}

.founders-hero {
  padding-top: 72px;
}

.founders-hero-grid {
  display: grid;
  grid-template-columns: minmax(0, 0.95fr) minmax(320px, 1.05fr);
  gap: 46px;
  align-items: center;
}

.founders-hero h1 {
  font-size: clamp(3rem, 7vw, 6.4rem);
}

.founders-hero-text {
  margin-top: 22px;
  color: var(--color-olive);
  font-family: var(--font-heading);
  font-size: clamp(1.65rem, 3vw, 2.55rem);
  line-height: 1.15;
}

.founders-hero figure {
  margin: 0;
  border-radius: 24px;
  overflow: hidden;
  box-shadow: var(--shadow-soft);
}

.founders-hero img {
  width: 100%;
  aspect-ratio: 4 / 3;
  object-fit: cover;
}

.founders-page-section {
  padding-top: 36px;
}

.founders-story-panel,
.mission-vision-grid,
.founders-closing {
  border: 1px solid var(--color-border);
  border-radius: 24px;
  background: var(--color-soft-white);
  box-shadow: var(--shadow-soft);
}

.founders-story-panel {
  padding: 42px;
}

.founders-story-panel p,
.mission-card p,
.founders-closing p {
  color: var(--color-muted);
}

.mission-vision-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 0;
  overflow: hidden;
}

.mission-card {
  padding: 34px;
}

.mission-card + .mission-card {
  border-left: 1px solid var(--color-border);
}

.founders-closing {
  text-align: center;
  padding: 46px 28px;
}

.founders-closing h2 {
  margin-bottom: 16px;
}

.page-hero {
  padding-top: 72px;
}

.page-hero-grid {
  display: grid;
  grid-template-columns: minmax(0, 0.95fr) minmax(320px, 1.05fr);
  gap: 46px;
  align-items: center;
}

.page-hero-grid img {
  width: 100%;
  aspect-ratio: 4 / 3;
  object-fit: cover;
  border-radius: 24px;
  box-shadow: var(--shadow-soft);
}

.topic-list {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 16px;
}

.topic-list a {
  min-height: 86px;
  display: flex;
  align-items: center;
  border: 1px solid var(--color-border);
  border-radius: 16px;
  background: var(--color-soft-white);
  color: var(--color-olive);
  box-shadow: 0 10px 28px rgba(50, 57, 45, 0.07);
  padding: 20px;
  font-weight: 800;
}

.topic-list a:hover,
.topic-list a:focus-visible {
  transform: translateY(-2px);
  box-shadow: var(--shadow-hover);
}

.back-home-row {
  padding-top: 28px;
}

@media (min-width: 981px) {
  .category-grid > .category-card[data-topic="Personal Growth"] {
    grid-column: 2;
  }
}

@media (max-width: 980px) {
  .nav {
    min-height: 96px;
    grid-template-columns: 246px 1fr auto;
  }

  .brand img {
    width: 210px;
  }

  .nav-action {
    display: none;
  }

  .nav-toggle {
    display: inline-flex;
    justify-self: end;
  }

  .nav-menu {
    position: absolute;
    top: 96px;
    right: 16px;
    left: 16px;
    display: none;
    flex-direction: column;
    align-items: stretch;
    gap: 0;
    border: 1px solid var(--color-border);
    border-radius: var(--radius-card);
    background: var(--color-soft-white);
    box-shadow: var(--shadow-soft);
    padding: 10px;
  }

  .nav-menu.is-open {
    display: flex;
  }

  .nav-menu:not([data-nav-menu]) {
    position: static;
    display: flex;
    flex-direction: row;
    justify-content: end;
    border: 0;
    background: transparent;
    box-shadow: none;
    padding: 0;
  }

  .nav-menu a {
    min-height: 46px;
    display: flex;
    align-items: center;
    border: 0;
    border-radius: var(--radius-small);
    padding: 10px 12px;
  }

  .nav-menu a:hover,
  .nav-menu a:focus-visible {
    background: var(--color-sage-light);
  }

  .hero-grid,
  .founders-hero-grid,
  .page-hero-grid,
  .article-header-grid,
  .intro-grid,
  .story-grid,
  .contact-layout,
  .service-request-layout,
  .founder-grid,
  .welcome-panel,
  .featured-tool-card,
  .budget-tool,
  .newsletter-panel {
    grid-template-columns: 1fr;
  }

  .comparison-grid,
  .service-examples-grid {
    grid-template-columns: 1fr;
  }

  .service-examples-grid article:nth-child(6) {
    grid-column: auto;
  }

  .category-grid,
  .article-grid,
  .tools-grid,
  .topic-list {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .latest-articles-grid.latest-count-1,
  .latest-articles-grid.latest-count-2,
  .latest-articles-grid.latest-count-3,
  .related-resource-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
    max-width: none;
  }

  .latest-articles-grid.latest-count-1 .article-card > a,
  .article-body-layout {
    grid-template-columns: 1fr;
  }

  .article-sidebar {
    position: static;
  }
}

@media (max-width: 680px) {
  .section {
    padding: 60px 0;
  }

  .hero {
    padding-top: 34px;
  }

  .nav {
    grid-template-columns: minmax(0, 1fr) auto;
    gap: 14px;
  }

  .homepage .nav {
    min-height: 64px;
  }

  .homepage .nav-menu {
    top: 64px;
  }

  .brand {
    padding: 7px 10px;
    border-radius: 16px;
  }

  .brand img {
    width: min(196px, 58vw);
  }

  .homepage .brand {
    border-radius: 12px;
    padding: 2px 5px;
  }

  .homepage .brand img {
    width: min(124px, 42vw);
  }

  .homepage .nav-toggle {
    width: 40px;
    height: 40px;
  }

  .homepage-flow {
    display: flex;
    flex-direction: column;
  }

  .homepage-hero {
    display: none;
  }

  .homepage-featured {
    order: 1;
    padding: 28px 0 36px;
  }

  .homepage-topics {
    order: 2;
    padding: 38px 0;
  }

  .homepage-why {
    order: 3;
    padding: 42px 0;
  }

  .homepage-tools-mobile {
    order: 4;
    display: block;
    padding: 42px 0;
  }

  .homepage-newsletter {
    order: 5;
    padding: 42px 0;
  }

  .homepage-featured .section-heading,
  .homepage-topics .section-heading {
    margin-bottom: 22px;
  }

  .homepage-featured .article-body {
    padding: 22px;
  }

  .homepage-featured .article-body h3 {
    font-size: 1.55rem;
  }

  .homepage .category-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 12px;
  }

  .homepage .category-card {
    min-height: 112px;
    display: grid;
    grid-template-columns: 38px minmax(0, 1fr);
    align-items: center;
    gap: 10px;
    border-radius: 14px;
    background: var(--color-soft-white);
    padding: 16px;
  }

  .homepage .category-card::before,
  .homepage .category-card::after,
  .homepage .category-card-photo > img,
  .homepage .category-card p,
  .homepage .category-card .category-link {
    display: none;
  }

  .homepage .category-card .card-icon {
    width: 38px;
    height: 38px;
    margin: 0;
    border-radius: 10px;
    background: var(--color-sage-light);
    color: var(--color-olive);
  }

  .homepage .category-card .card-icon svg {
    width: 22px;
    height: 22px;
  }

  .homepage .category-card h3 {
    margin: 0;
    color: var(--color-charcoal);
    font-family: var(--font-body);
    font-size: clamp(0.88rem, 4vw, 1.05rem);
    line-height: 1.25;
  }

  .homepage .category-card[data-topic="Career & Work"] { order: 1; }
  .homepage .category-card[data-topic="Health & Wellness"] { order: 2; }
  .homepage .category-card[data-topic="Life Changes"] { order: 3; }
  .homepage .category-card[data-topic="Personal Growth"] { order: 4; }
  .homepage .category-card[data-topic="Friends & Family"] { order: 5; }
  .homepage .category-card[data-topic="Love & Relationships"] { order: 6; }
  .homepage .category-card[data-topic="Money & Finance"] { order: 7; }

  .homepage .category-card-mobile-tools {
    order: 8;
    display: grid;
  }

  .homepage-tools-panel {
    display: grid;
    gap: 20px;
    border: 1px solid var(--color-border);
    border-radius: 18px;
    background: var(--color-soft-white);
    box-shadow: var(--shadow-soft);
    padding: 24px;
  }

  .homepage-tools-panel h2,
  .homepage-tools-panel p:last-child {
    margin-bottom: 0;
  }

  .hero-grid {
    gap: 30px;
  }

  .hero-copy h1 {
    font-size: clamp(2.65rem, 12.5vw, 4.25rem);
    line-height: 0.98;
  }

  .hero-grid,
  .hero-copy {
    min-width: 0;
  }

  .button-row,
  .article-nav-row,
  .search-form,
  .newsletter-form,
  .split-heading,
  .footer-bottom {
    flex-direction: column;
    align-items: stretch;
  }

  .article-nav-links {
    justify-content: flex-start;
  }

  .button,
  .search-form button,
  .newsletter-form button {
    width: 100%;
  }

  .calculator-intro,
  .calculator-actions {
    align-items: stretch;
    flex-direction: column;
  }

  .budget-groups-grid,
  .emergency-settings-grid,
  .budget-totals {
    grid-template-columns: 1fr;
  }

  .debt-entry-heading,
  .strategy-comparison {
    align-items: stretch;
    grid-template-columns: 1fr;
  }

  .debt-entry-heading {
    flex-direction: column;
  }

  .debt-entry-heading .button,
  .extra-payment-group {
    width: 100%;
  }

  .debt-entry-grid {
    grid-template-columns: 1fr;
  }

  .maintenance-options,
  .homeownership-breakdown,
  .homeownership-comparison,
  .retirement-summary-grid,
  .retirement-income-summary {
    grid-template-columns: 1fr;
  }

  .maintenance-input-panel {
    max-width: none;
  }

  .annual-homeownership-total {
    text-align: left;
  }

  .debt-entry {
    padding: 19px;
  }

  .strategy-estimates {
    grid-template-columns: 1fr;
  }

  .target-months-options {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .budget-group,
  .budget-results {
    padding: 19px;
  }

  .budget-row,
  .budget-row-custom {
    grid-template-columns: minmax(0, 1fr);
    gap: 6px;
  }

  .budget-row-custom {
    position: relative;
    padding-left: 0;
    padding-right: 46px;
  }

  .budget-row-custom .remove-row-button {
    left: auto;
    right: 0;
    top: 0;
  }

  .calculator-actions .button {
    width: 100%;
  }

  .category-grid,
  .article-grid,
  .tools-grid,
  .topic-list,
  .latest-articles-grid.latest-count-1,
  .latest-articles-grid.latest-count-2,
  .latest-articles-grid.latest-count-3,
  .related-resource-grid,
  .footer-grid {
    grid-template-columns: 1fr;
  }

  .article-header h1 {
    font-size: clamp(2.1rem, 12vw, 3.1rem);
  }

  .latest-articles-grid.latest-count-1 .article-card img {
    min-height: 220px;
  }

  .founders-panel {
    padding: 24px;
  }

  .founders-story-panel,
  .mission-card,
  .welcome-panel,
  .featured-tool-card {
    padding: 24px;
  }

  .founder-card {
    grid-template-columns: 1fr;
  }

  .mission-vision-grid {
    grid-template-columns: 1fr;
  }

  .mission-card + .mission-card {
    border-top: 1px solid var(--color-border);
    border-left: 0;
  }

  .founder-photo-placeholder {
    width: 96px;
  }

  .category-card-featured {
    grid-column: auto;
  }

  .search-panel,
  .newsletter-panel {
    padding: 24px;
  }

  .footer-brand img {
    width: 184px;
  }
}

@media print {
  @page {
    margin: 0.55in;
  }

  .site-header,
  .site-footer,
  .page-hero,
  .calculator-actions,
  .add-row-button,
  .remove-row-button,
  .debt-entry-heading .button,
  .remove-debt-button {
    display: none !important;
  }

  body {
    background: #fff;
    color: #111;
    font-size: 10pt;
  }

  .section {
    padding: 0;
  }

  .calculator-shell {
    display: block;
    max-width: none;
  }

  .calculator-intro,
  .privacy-note,
  .budget-form,
  .budget-results,
  .tool-disclaimer {
    margin-bottom: 18px;
  }

  .budget-groups-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 10px;
  }

  .budget-group,
  .budget-results,
  .debt-entry,
  .strategy-card,
  .privacy-note,
  .tool-disclaimer {
    break-inside: avoid;
    border: 1px solid #999;
    box-shadow: none;
    background: #fff !important;
  }

  .budget-group {
    padding: 12px;
  }

  .currency-input,
  .number-suffix-input,
  .plain-number-input,
  .select-input,
  .custom-row-label {
    border-color: #999;
    background: #fff;
  }

  .strategy-comparison {
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 10px;
  }

  .maintenance-options,
  .homeownership-breakdown {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .homeownership-comparison {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .educational-note,
  .homeownership-comparison > div,
  .homeownership-breakdown > div,
  .retirement-summary-grid > div,
  .retirement-income-summary > div,
  .retirement-considerations {
    break-inside: avoid;
  }

  .budget-totals dd {
    font-size: 20pt;
  }

  .budget-result-message {
    color: #111 !important;
  }
}
.planning-print-value { display: none; }
.planning-form { display: grid; grid-template-columns: minmax(0, 1fr); gap: 24px; }
.planning-tool .button { min-height: 48px; white-space: normal; }
.planning-tool .calculator-actions { flex-wrap: wrap; }
.planning-check { grid-template-columns: 1fr 28px; align-items: center; min-height: 48px; }
.planning-check label { display: flex; align-items: center; min-height: 48px; cursor: pointer; }
.planning-tool input, .planning-tool textarea, .planning-tool select { font-size: 16px !important; }
.planning-tool input:not([type="checkbox"]), .planning-tool select { min-height: 48px; }
.planning-tool h1 { overflow-wrap: anywhere; }
@media (min-width: 901px) { .planning-form { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
.planning-group { min-width: 0; }
.planning-field { display: grid; gap: 8px; margin: 16px 0; }
.planning-field label { font-weight: 600; }
.planning-field input:not([type="checkbox"]), .planning-field textarea, .planning-field select { width: 100%; min-width: 0; padding: 12px; border: 1px solid var(--color-border); border-radius: 6px; background: white; color: var(--color-charcoal); font: inherit; }
.planning-field textarea { resize: vertical; }
.planning-field input[type="checkbox"] { width: 24px; height: 24px; }
.planning-field :is(input, textarea, select):focus-visible { outline: 3px solid var(--color-olive); outline-offset: 3px; }
.planning-task { border-bottom: 1px solid var(--color-border); padding: 12px 0 20px; }
.planning-group > button { margin: 12px 8px 4px 0; }
@media (max-width: 700px) {
  .planning-tool .calculator-actions { display: grid; grid-template-columns: minmax(0, 1fr); width: 100%; gap: 10px; }
  .planning-tool .planning-group { padding: 18px 14px; }
  .planning-tool .planning-group > button { width: 100%; margin: 10px 0; }
}
@media print {
  .planning-print-hidden { display: none !important; }
  .planning-print-value { display: block; white-space: pre-wrap; overflow-wrap: anywhere; min-height: 24px; }
  .planning-tool .calculator-actions, .planning-tool .tool-back-link, .planning-form button, .planning-tool > aside { display: none !important; }
  .planning-form { display: block; }
  .planning-group { break-inside: avoid; margin-bottom: 16px; }
  .planning-field textarea { height: auto; min-height: 90px; overflow: visible; }
}